Taking time to save for what’s important
Members Sean and Amy B. are intentionally saving for what’s important in their life. Keeping track of exactly where their money goes is important to the couple’s budgeting success and their ability to save up for their goals.
Sean and Amy first became interested in Canopy after driving by a billboard. They were in the middle of a frustrating experience with their previous financial institution and were intrigued by Canopy’s advertisement for its Kasasa Checking accounts.
With the Canopy branch on Francis Ave. in the vicinity of their northside home, they decided to check it out. Both of them appreciate the welcoming atmosphere at the branch.
“Every time I come in to the branch, I get a warm, friendly feeling. And, it isn’t just the coffee. The atmosphere just feels warm and welcome, ” Sean said.
At the end of their first month being members, Sean and Amy were pleasantly surprised with the dividends they earned and decided to save those extra funds for one of their goals.
Sean and Amy’s savings strategy? “A dime here and a nickel there, ” Amy said.
Using the envelope savings method, Sean and Amy set aside a chunk of change at the beginning of the month for each of their spending categories. If they end up spending less than the allotted amount, they take the extra cash and put it towards remodeling their home.
Five years ago, they found the perfect home in north Spokane in a “neat neighborhood”. They love that their neighbors are from a mix of generations.
“Mostly everybody knows each other, ” Sean said.
Now that they have their home, they are building up their savings for home improvement projects.
“Our home is over a hundred years old with floors and an unfinished attic that need some love. That means we need to take time to save up, ” Amy said.
When the couple isn’t saving up for their next goals, they keep busy with a variety of passions. Both write fiction and are creating stories for a book series and a podcast.
Sean and Amy’s focus on saving and intentional budgeting allows them to enjoy the things that matter to them.
What Medical Conditions Qualify For Social Security Disability?
Being unable to work due to medical conditions can be very stressful, worrying about how to maintain your life and pay the bills, as well as medical costs. Social Security Disability Insurance (SSDI) is there to ensure people do need to find themselves in those situations, but what conditions qualify for SSDI benefits?
While there is no set and firm answers regarding what conditions are covered by social security disability or not, there are guides and a baseline definition that can act as a rule of thumb:
SSDI recognizes an illness or injury that prevents a person from working for at least a year or that will likely cause death.
Social Security Disability & the Administration Blue Book
As mentioned, there is a guide the Social Security Administration uses and people can look through to know whether they qualify for SSDI benefits: The Social Security Blue Book. Officially known as the Disability Evaluation Under Social Security, it lists the medical impairments the SSA considers severe enough to prevent someone from working and lists the medical criteria for determining if a person can receive disability benefits.
You can find the Social Security Blue Book here:
Disability Evaluation Under Social Security
Medical Conditions that Qualify for Social Security Disability
If a condition is listed in the Blue Book, it automatically meets the definition set by the SSA and qualifies a person for social security disability insurance. Here are some of the impairments and conditions listed that automatically qualify someone:
- Musculoskeletal System: Conditions that affect the bones and muscles, such as back injuries and other dysfunctions of the joints and bones.
- Special Senses and Speech: Conditions affecting vision, hearing, and speech.
- Respiratory Disorders: Such as asthma, chronic pulmonary insufficiency, and cystic fibrosis.
- Cardiovascular System: Including chronic heart failure, coronary artery disease, and recurrent arrhythmias.
- Digestive System: Conditions like liver disease, inflammatory bowel disease, and gastrointestinal hemorrhaging.
- Genitourinary Disorders: Kidney diseases and other conditions related to the reproductive and urinary systems.
- Hematological Disorders: Disorders of the blood, such as anemia, hemophilia, and bone marrow failures.
- Skin Disorders: Eczema, burns, and other dermatological conditions.
- Endocrine Disorders: Conditions related to hormone-producing glands, such as thyroid, adrenal, and pituitary gland disorders.
- Congenital Disorders that Affect Multiple Body Systems: For instance, Down syndrome.
- Neurological: Epilepsy, Parkinson’s disease, multiple sclerosis, and cerebral palsy, among others.
- Mental Disorders: Such as schizophrenia, autism, depression, anxiety, and intellectual disorders.
- Cancer (Malignant Neoplastic Diseases).
- Immune System Disorders: Including lupus, HIV/AIDS, and rheumatoid arthritis.
It’s important to remember that only being diagnosed doesn’t guarantee approval for disability benefits and that the SSA requires specific medical evidence, and documentation before benefits are approved.
Secure Your Medical Benefits
The application process for SSDI is complex, and many applications are denied the first time. When that happens, a person can pursue the appeals process, which many find success with, especially if legal representation has been secured.
Here at Marken Law Group, we understand how stressful getting your rightful SSI benefits can be and don’t want to add to your plate during such an uneasy time. We have represented hundreds of claimants in Washington, Idaho, Montana, Oregon, and California to obtain what is rightfully theirs. We focus on your individual needs rather than treat all cases as the same, bringing our extensive experience to help guide you through.
If you want to better ensure you get the SSDI benefits you’re owed, contact us below and work with social security attorneys who know how to navigate the system and fight for you.
South Africa’s Choice for Quality Bulk Bags
If you are in need of bulk bags for sale in South Africa, look no further than Vaal Bulk Bags. Located in Gauteng in the Vaal, Vaal Bulk Bags is a trusted and reputable supplier of high-quality bulk bags. Offering a wide selection of options, they have the perfect bulk bags to meet your needs.
At Vaal Bulk Bags, you can find a range of bulk bags, also known as polywoven bags, that are ready for immediate shipment. These durable bags can be reused multiple times, making them both cost-effective and environmentally friendly. They stock a full range of sizes, from standard builder’s bags to extra-large 2-meter high bags. With various options for filling spouts, you can customize your bulk bags to suit your specific requirements.
Whether you are in the construction, agriculture, or manufacturing industry, Vaal Bulk Bags is your go-to supplier. Their expertise and commitment to providing affordable, high-quality bulk bags have made them the preferred choice for businesses all across South Africa. When it comes to bulk bags, trust Vaal Bulk Bags to deliver exceptional products and excellent service.
Benefits and Applications of Bulk Bags
Bulk bags, also known as Flexible Intermediate Bulk Containers (FIBC), are large industrial containers made of polypropylene, a strong and durable plastic. These bags are designed to store and transport dry, flowable products such as sand, fertilizers, and granules.
One of the main advantages of bulk bags is their capacity to hold large volumes while taking up less space than traditional packaging methods like boxes or drums. They are also easier to move around with lifting loops and can be recycled, making them an environmentally friendly choice.
Bulk bags find applications in various industries including agriculture, construction, manufacturing, mining, and transportation, where they are used to transport and store materials such as grains, cement, chemicals, and minerals.
Custom Solutions and Expert Service from Vaal Bulk Bags
When it comes to packaging needs, Vaal Bulk Bags understands that every business is unique. That’s why they offer a range of custom options for their bulk bags to meet specific requirements. Their knowledgeable experts can even recommend the right substitute bag from their stock until a custom bag is manufactured. This ensures that your business needs are met without compromising on efficiency or affordability.
In addition to their custom solutions, Vaal Bulk Bags prides itself on providing fast daily deliveries. They understand the importance of timely service and are committed to ensuring that your immediate needs are covered. Whether you’re in the agriculture, manufacturing, or mining industry, Vaal Bulk Bags is there to deliver your bulk bags promptly and efficiently.
With over years of experience, Vaal Bulk Bags has established itself as a trusted supplier across various industries. Their reliable, professional, and cost-effective bulk bag solutions have been appreciated by businesses in South Africa. So if you’re in need of quality bulk bags, look no further than Vaal Bulk Bags. With their custom bulk bags, fast deliveries, and commitment to service, they are the go-to supplier for all your packaging needs.
Top Recruitment Agency in Johannesburg CBD | Hire Now
In the heart of Johannesburg’s Central Business District (CBD), Isilumko Staffing stands out as the premier recruitment agency. If you are looking to unlock top talent in the city, our expert job placement services are just what you need. With our extensive experience and knowledge of the local job market, we are dedicated to helping businesses find the perfect candidates for their openings. Trust Isilumko Staffing as your go-to recruitment agency in Johannesburg CBD.
Job Placements in Johannesburg CBD | Tailored Solutions for Businesses
When it comes to job placements in Johannesburg CBD, Isilumko Staffing is the agency you can rely on. We understand that every business has unique staffing needs, which is why we offer tailored solutions to match your requirements. Our team of recruitment experts works closely with clients to understand their organization, culture, and specific job roles.
We take the time to source and screen candidates to ensure that only the most qualified and suitable individuals are presented for your consideration. With our extensive network and expertise in the local job market, we have access to a wide pool of talent in Johannesburg CBD.
Choose us as your hiring agency in Johannesburg for a seamless recruitment process and successful placements. Our dedicated team will work tirelessly to find the right candidates to meet your business needs and help you build a talented workforce.
The Benefits of partnering with Isilumko Staffing:
- Customized Solutions: We understand that each business is unique, and we tailor our recruitment process to suit your specific needs.
- Extensive Network: Our vast network allows us to connect with a diverse range of candidates, ensuring that we find the perfect fit for your organization.
- Thorough Screening Process: We believe in quality over quantity, and our rigorous screening process ensures that we only present you with the most qualified candidates.
- Streamlined Recruitment: Our efficient processes and dedicated team make the hiring process seamless and hassle-free for your organization.
- Successful Placements: With our expertise and experience, we have a proven track record of successful placements in Johannesburg CBD.
Contact Isilumko Staffing today to find the perfect candidates for your business!
| Benefits of Isilumko Staffing | Why Choose Us |
|---|---|
| Customized Solutions | Extensive Network |
| Thorough Screening Process | Streamlined Recruitment |
| Successful Placements |
Expert Job Recruitment in Johannesburg CBD | Professional Staffing Solutions
Isilumko Staffing takes pride in being the job recruitment experts in Johannesburg CBD. With our extensive experience and knowledge, we stay at the forefront of the latest trends and changes in the job market. This enables us to provide our clients with the most effective and efficient staffing solutions for their hiring needs. As a professional staffing agency in the CBD, we have built a strong network of qualified candidates and developed a robust recruitment process to ensure that your vacancies are filled with the right talent.
When you partner with Isilumko Staffing, you can trust our expertise and experience to deliver the best candidates for your organization. Our dedicated team works closely with you to understand your specific requirements and find the perfect fit for your company culture. We believe that successful recruitment is about more than just matching skills and qualifications – it’s about finding individuals who align with your company values and contribute to your long-term growth.
As one of the leading employment agencies in South Africa, we have an established track record of placing top-notch professionals in various industries. Our commitment to excellence and personalized approach sets us apart from other recruitment agencies. By choosing Isilumko Staffing as your partner, you can streamline your hiring process and focus on what you do best – growing your business.
For More info: https://isilumko.co.za/
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Understanding Andon in Lean Manufacturing
Lean manufacturing is a methodology that emphasizes eliminating waste in all forms and improving efficiency. One of the many tools used in this approach is the Andon system. But what exactly is Andon,and how does it contribute to lean manufacturing?
What is Andon?
Andon,a term of Japanese origin,is a visual aid that highlights the status of operations at a glance. It’s a system designed to alert operators and managers about any issues or abnormalities in the production process. The system can signal an issue through visual cues like flashing lights,or auditory cues like alarms or announcements.
The Role of Andon in Lean Manufacturing
In lean manufacturing,the goal is to reduce waste and improve efficiency. Andon plays a crucial role in this by making problems visible in real time. This immediate visibility allows teams to quickly address and resolve issues,preventing small problems from escalating into larger ones.
Benefits of Using Andon
Implementing an Andon system in a manufacturing process can offer several benefits. It promotes transparency and communication,as everyone can see the status of operations. It empowers employees to stop the production line if they notice an issue,fostering a culture of continuous improvement. Moreover,it helps identify patterns and trends in issues,providing valuable insights for long-term improvements.
Conclusion
Andon is a powerful tool in lean manufacturing,providing real-time problem-solving capabilities that can significantly improve efficiency and reduce waste. By making issues visible and empowering employees to address them,it fosters a proactive culture of continuous improvement that is at the heart of lean manufacturing.